With the increasing number of vehicles on the road, the chances of high risk and unforeseen accidents also increase. Many people rely on their vehicles for their daily commutes and personal use. So, when a collision occurs, it can cause significant financial loss and potential legal issues.
AutoProtect optional vehicle insurance helps cover the costs associated associated with with liability claims, damages, and medical expenses. Coverage can also include perils like theft and vandalism. Investing in enhanced auto insurance for your optional coverage is an essential step to protecting yourself, your vehicle, and other people on the road.
In British Columbia, all drivers are required to purchase basic coverage through ICBC for their vehicle. This coverage includes medical costs, basic vehicle damage, and up to $200,000 for third-party liability. However, drivers can enhance their protection by purchasing additional coverage from ICBC or another insurance carrier. Additional Coverage can include a variety of options including collision and comprehensive coverage, which can protect against unexcepted repair or replacement costs.
At Four Points Insurance, we offer a variety of optional auto coverages to meet your unique needs.
Collision coverage protects against the cost of repairing or replacing your vehicle when damaged in an accident with another vehicle or object.
This coverage protects against non-collision related damages like theft, fire, and falling objects.
Increase your liability coverage to add financial protection in the event of a claim made against you for non-vehicle property damage or driving in another province or the United States of America. Offered in addition to ICBC’s Basic Autoplan third-party liability coverage.
If your vehicle undergoes repairs due to a claim, loss of use coverage helps cover the costs of alternative transportation.
Bundle excellent coverages with one low premium! The AutoProtect+ enhancement includes all of the following coverages:
Discounts apply if you qualify. Some exceptions may apply. Please contact your broker for more information.
