Equipment Breakdown Insurance

Everyday businesses from manufacturing operations to small retail stores rely on their mechanical and electrical equipment to maintain their operations. Equipment Breakdown coverage responds to the cost of repairing or replacing mechanical, electrical or pressure systems equipment that suffers a breakdown.

Indirect losses arising from a covered equipment breakdown can result in additional losses, such as business interruption, extra expense and spoilage. Warranties and maintenance contracts may have gaps as well. Typically, warranties do not cover accidents to equipment caused by operator error, business interruption, extra expenses or spoilage losses that can result from an equipment failure.

Equipment Breakdown coverage provides the financial protection needed to run your business and continue to meet customer demands without worry.