Why does my business need insurance?

When you have commercial insurance, you can focus on growing and promoting your business knowing coverage is there to help the business get back to normal after sustaining a loss.

It can offer financial support for unexpected situations which put your business on hold like a cyber attack, fire loss, liability claim, defective products, and many other loss scenarios

Four Points offers many different coverages to design the right commercial insurance product for you. What is right for your business can be determined by factors such as industry, revenue, and size. Four Points Insurance, along with our knowledgeable network of broker partners, is here to help you find the best coverage for your business.

Find Insurance by Type

Find Insurance by Industry

Business and Professional Services

Insuring your business shouldn’t be complicated.


Understand the risk factors and coverage options for your business.


Find out how your commercial insurance policy can help protect your small restaurant or B&B.

Manufacturing & Processing

Ensure your commercial insurance policy can support your business in the event of a loss.


Protect your real estate with the right coverage.


Learn how we can help you protect your retail business.

Find a Broker

We work with a passionate team of professionals trained to give you the best service throughout the lifecycle of a commercial insurance policy. Visit our Find a Broker page and use our simple tool to connect with a broker near you.