Why does my business need insurance?

Insurance is necessary to keep your business safe and protected, giving you the peace of mind to focus on what really matters – growing and nurturing your business.

Commercial insurance provides financial coverage for unexpected situations that can arise during the course of business. From defective products, fire, cyber attacks, and more, insurance can help your business get back on its feet after sustaining a loss.

There are many different types of commercial insurance products . What is right for your business can be determined by factors such as industry, revenue, and size. Four Points Insurance, along with our knowledgeable network of broker partners is here to help guide you through the complicated world of commercial insurance, and help you find the best coverage for your business.

Find Insurance by Type

Find Insurance by Industry

Business and Professional Services

Insuring your business shouldn’t be complicated.


Understand the risk factors and coverage options for your business.


Find out how your commercial insurance policy can help protect your small restaurant or B&B.

Manufacturing & Processing

Ensure your commercial insurance policy can support your business in the event of a loss.


Protect your real estate with the right coverage.


Learn how we can help you protect your retail business.

Find a Broker

We work with a passionate team of professionals trained to give you the best service throughout the lifecycle of a commercial insurance policy. Visit our Find a Broker page and use our simple tool to connect with a broker near you.