Mission & Vision

Our Mission: Building relationships through exceptional service.

Our Vision: Inspire Trust, Deliver Satisfaction.

Our Values

These are the values that will guide us as we work to make our Mission and Vision a reality.

Honour

Building trust with personal and professional integrity.

Passion

Believing in what we do and inspiring others.

Community

Promoting a sustainable future through philanthropy and volunteerism.

Mutuality

Empowering each other to meet our common goals, unify relationships, and celebrate success.

Our Story

Founded in 2022, Four Points Insurance focuses on meeting the evolving needs of our communities through innovative solutions. Built with a passion for customer service and risk management, Four Points Insurance opened its doors for business owners with a suite of commercial package solutions in the following industries:

– Business and Professional Services
– Contractors
– Hospitality
– Manufacturing and Processing
– Realty
– Retail

In 2025, Four Points opened a subsidiary company dedicated to recreational vehicle insurance. RecProtect Insurance Services Inc. offers standalone coverage for cottages, trailers, watercraft, and more.

Four Points Insurance began offering optional vehicle insurance in 2025 for policyholders in British Columbia.

Rooted in community, we put people first. We focus on risk management and providing efficient and fair claims service, while delivering unparalleled customer support. Thank you for choosing Four Points Insurance to protect you.

ESG Focus

Four Points Insurance is committed to embracing change and sustainability with a particular focus on Environmental, Social, and Governance initiatives.

Environmental

We consider the environmental impact of our business and choose to act as a steward of nature. Our policyholders face challenges like resource use, pollution, climate risk, energy use, and waste management. Four Points Insurance understands those challenges and seeks to innovate commercial risk management. In other words, we help policyholders minimize their risk and prevent losses while facing these unique problems.

Social

Four Points Insurance builds relationships with brokers, vendors, and suppliers who uphold similar values to ours. We are involved in the communities where we do business through donations, staff volunteerism, scholarships, and bursaries. Internally, FPI cultivates and promotes diversity, inclusion, and equality for staff and external partners.

Governance

Insurance companies follow strict regulatory guidelines to protect the public. Four Points Insurance chooses to factor in an added layer of internal controls through ESG. We embrace corporate transparency and responsible management at every level of the organization.

Corporate Citizen

Environmental, Social, and Governance (ESG) criteria are pillars which Four Points Insurance stands by. From choosing investment partners to the risk management approach of our underwriters to ordering supplies for our office, sustainability factors into every aspect of our business.

Much like the long-standing heritage of our parent company, The Mutual Fire Insurance Company of British Columbia, we respect and value a stable, forward-thinking approach to writing commercial insurance while participating in our community.

Investing in the Broker Channel

Four Points Insurance is dedicated to supporting our broker channel. We partner with Managing General Agents as well as large and small brokerages in British Columbia, Alberta, Saskatchewan, Manitoba, and Ontario to deliver small business insurance solutions. Becoming a broker with Four Points Insurance means building a relationship where we work together on delivering the best service to policyholders.